Written by: Admin_SheEvo

Now that I am in my 30’s I can say for certain that my 20’s were filled with lots of fun but also lots of mistakes. It can be nerve wrecking navigating your 20’s when there is so much pressure. Pressure to find your calling or career. Pressure to perform well at University if you go. But also pressure to keep up with friends as peer pressure is still very much a real thing. But if there is one thing that is for sure, it is that your 20’s, at leasst in my book. Are a time to have fun. Explore, travel and make as many mistakes as possible. Because before you know it, real adulting begins and the pressure just gets more intense.

Which is why when it comes to matters of money. Its important to set yourself up for success. Here is my list of five money mistakes I think are ok to make and two that are not.

4 Money mistakes it is ok to make

  1. Spending your money going out with friends: Some of my memories of going out with friends when I was in University were my best memories yet. As a mom to a toddler, going out is now a somewhat distant memory but knowing that I had my 20’s to party and go out all night (and sleep all day) is a great way to make up for lat nights being a mom.
  2. Using your money to travel as much as possible, even if it means you have to live on noodles for a month: One thing I did a lot of in my 20’s was travel. When ever I had money from my meany part time jobs I traveled. From local places to far off countries, and I am so glad I did. Traveling opens up your eyes to the world, other cultures and people.
  3. Getting in debt for your education or personal development: For most of us, getting in debt over your education is inevitable. But in the long run it is worth it. Even if you do not pursue a career in the field you studied in. That knowledge and education never go away and they can help you in any path you go down. But education does not only mean university. It can also be a short course, seeing a therapist (I see this as a good personal development thing to do and try for your health) are all things that can make you better.
  4. Getting in debt for a house: My husband and I bought our first house in our 20’s and have just recently paid it off. Whilst we knew very little about owning a house, and how much it actually cost to own and have a house. We did learn along the way. And whilst sometimes the pressure of owing so much money seemed big. We now earn money from our home renting it out. This in part is because we bought a house that was within our budget and didnt apply for too big of a home loan.

2 Money mistakes it is not ok to make

  1. Getting a credit card or store account at clothing stores: As much of a good idea as it may seem. Getting in debt over clothes and from credit cards is not a good idea. Even if all your friends are doing it, trust me it is not worth the hassle as you will have to pay for that mistake later on.
  2. Buying a car that is expensive: For most of my life, I drove a scooter. Mainly because driving a car seemed so scary to me. But also because I didn’t want to spend a pretty penny on a fancy car like some of my friends were doing.



My name is Yasmine Luhandjula, and I am the Chief Editor for She Evolves World. My role is to plan, manage and produce quality, engaging and informative content for our readers.